A digital wallet and payment application developed for a fintech startup operating in the Gulf region. The expatriate population in the UAE (88% of total population) relied on irregular and costly remittance channels to send money to their home countries. Existing mobile wallet solutions either offered limited currency support or lacked cross-border transfer capabilities.
We published iOS and Android applications from a single Flutter codebase. On the backend, Kotlin/Spring Boot microservices run on Kubernetes. We designed a ledger-based account system for multi-currency management, enabling instant conversion and transfers between AED, SAR, BHD, and KWD. Remittance operations were integrated via APIs with licensed money transfer operators. All transactions go through KYC/AML control processes in compliance with CBUAE (Central Bank of the UAE) regulations.
